• Financial Aid
• Money Survival
• Finding a Job
• Community Resources

• Start early and be persistent! 99% of the time the money will not come to you.
• Consider every possible source of educational funding and good money leads.
• Your school's financial aid office
• The admissions office and recruiters
• Your academic college
• Your church
• Clubs and groups your parents belong to
• Local civic and special interest organizations
• Professionals already working in your major field
• Scholarship resource books
• Other students
• Honor societies, sororities, fraternities, etc.
• Fill out all forms compltely and neatly. Include all required documentation.
• Pay attention to paying deadlines Sometimes only a few days can cost you big dollars.
• Respond Quickly to all requests for additional information and documentation.
• Stick with it! Sometimes the process is slow and frustrating, but remember, each year thousands of dollars of financial aid funding is unused. Be tenacious and those dollars could be yours.
• Make an appointment to see a financial aid officer at your institution. Discuss the difference between grants, scholarships, subsidized loans, unsubsidized loans, etc. Find out what type of aid you are eligible for and what type of aid you can live with later (paying back those loans?).
• If you are awarded financial aid, be sure you know what guidelines you must maintain in order to keep your award (i.e., GPA, work status, etc.)

• Realize from the onset that tuition does not include any other expenses.
• Books are expensive. Shop early in order to have the best selection of used books..
• You will be bombarded with credit card offers. Be careful, melting the plastic now may cost you a car or mortgage later.
• The best way not to overspend is never to sign the credit card agreement in the first place.
• Get a checking account and learn how to keep your account in balance. Most banks have customer service representatives who can assist you. HINT- Check to see which bank sponsors the ATM on your campus.
• Set a realistic budget and stick with it. Remember to include allowances for variable expenses such as clothing (new purchases and cleaning), transportation, personal care items, leisure activities, and an emergency fund.

• It's never too early to contact your school's Career Development Center.
• Student Employment Offices usually list more than one thousand part-time jobs for students. The great part of these listings is that employers who contact the school for potential employees know that students will answer their ad. These employers usually do not squabble about your class schedule.
• Always go to an interview looking professional.
• The local federal job service is also an excellent source of employment.
• Don't chew gum at an interview.
• Don't apply for a job in food service if you do not intend to cut your hair.
• Do not be discouraged at your first job is not in your major field.
• Always be on time for appointments.
• Be sure to call well in advance if you need to cancel.
• Be sure to follow all instructions (i.e., Don't call a potential employer if the ad says Fax a resume).
• Always present a resume - no matter how brief. (Quick Study's "Resumes and Interviews" chart has many good tips).

Make yourself aware of community resources, especially if you are in a new town. Be aware of support services. You never know when you (or a friend) may need help.

1. Churches
2. Support groups
3. Counseling centers

1. It's a great way to build your resume and gain practical experience.
2. It's a great way to feel "good."